Income protection insurance - also known as permanent health insurance - is designed to replace part of your lost earnings if you are unable to work because of illness or disability.
If you have a short commute and still don't cycle to work, why not? Emily Thornberry busts 10 persistent myths about this easy, green and healthy way to get on the move.
3.45pm update: Drugs giant posted a fall in sales and profits for the first quarter of the year this morning, due to a strong pound and tough generic competition in the US, while Shire raises its earnings guidance for this year. By Marianne Barriaux.
5.45pm update: Partnership announced as the insurer revealed another drop in sales of life and pensions products in the UK. By Jill Treanor and Graeme Wearden.