Offices, PCs and cars are generally priorities for insurance, but many entrepreneurs neglect a more valuable possession - their health. Fortunately, peace of mind can be bought for a sensible price.

Term assurance offers you cover for a specified number of years. Because it is only for a fixed term, as opposed to the whole of your life, this makes it cheaper than conventional life insurance.

Claims firms are accused of forcing up insurance bills, reports Mark King.

Jill Insley on services that can help navigate choppy non-NHS waters.